New billionaire business idea in the world

     New billionaire idea in the world
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 I am announcing to the world the new billionaire business idea.it is online payment recharge card.
How it's working?
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             Now online era we need online payment system.but should go to bank for pay in account.now my idea is making easy this problem.

How?
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can buy this card from any recharge shop.five percentage service charge for hundred rupees enough.